Wednesday, October 29, 2008

Another Debt Consolidation

Previously I have been talking about debt consolideation at my last post. Yes, shortly, debt consolidation is kind of strategy that consolidate all of the credit payment of us such us, credit card, medical bills, payday loans, etc, in one payment. Debt consolidation it self, makes our money more manageable because it help us handles our payment, and we can control of our financial itself.

And for you, if you are really interesting more about the debt elimination, is suggest you to visit this site www.3debtconsolidation.com. What did you get from this site? I think you will get a lot information, about what is the real debt management plan, because this site will give you lot of information not only about what is the debt consolidation but also the information or the education about debt consolidation.

I think this site is quite good, because this is one of the non-profit educational website dedicated to providing consumer with the financial education and resource that they consumer needs. Their goal is to provide consumer information not only pertaining to the specified fields that their operated in, but also provide their consumer with a proper referral services that will be able to meet their customer needs in the event that their company are not able to assist that.

As one of the debt consolidation, this site is quite clear enough. Because it provides by all alternatives that give us as the customer to decide either we can take the debt consolidation that offering to us from them or not, since there are a lot of information or articles about the debt consolidation, advantages or disadvantages of debt consolidation itself. We are not to worry about, the cheating or maybe the trap inside the offering. They already give us the decision to choose.

But it’s all coming back to us, is it we need to do debt consolidation or not. If it’s so, just go to this site and find more information about debt consolidation in.

Tuesday, October 28, 2008

My Precious One

Tadi malam adalah puncak akumulasi stress, emosi dan tangisan.
Terakhir kali aku merasakan hal seperti ini, ketika seorang yang sangat kucintai mati
ditangan ku.

Ya...dia adalah ibuku.
Seiring dengan kematiannya, maka selama 2 tahun juga aku merasakan 'kematian' semu yang tak berbentuk.
Kosong, hampa dan hilang....
Segenap sukma dan raga seperti terenggut dengan paksa.
Aku seakan kembali ke dalam cangkang keras persembunyian ku yang nyaman. Sendiri, sepi dan egois.

Rasanya, sudah lama sekali aku tidak berdoa sedasyat semalam.Dan itu rasanya melegakan. Jujur, serangan penyakit berturut-turut dan bertubi-tubi yang sedang terjadi dalam diriku sekarang... tadinya tidak bisa kuterima. Aku malu, aku kecewa,aku stress, aku lelah, semuanya membuat emosi jiwa ku ups and down.

Aku bertanya padaNya, kenapa ini bisa terjadi?
Penyakit pertama yang menyerangku adalah infeksi kelenjar limpoma.
Dari sini, secara drastis aku harus berhati-hati dalam setiap kegiatan maupun pekerjaan yang aku lakukan. Kalau tidak maka aku akan drop lagi.
Penyakit yang jika aku tidak berhati-hati dan tidak menjalani pola hidup sehat, maka ke depannya bisa jadi kanker limphoma.

Dokter yang menangani ku menyarankan, aku untuk berhenti total dan beristirahat penuh selama 3 bulan. Bersenang-senang dan menikmati hidup.
Operasi yang dilakukan juga tidak aku hilangkan bekasnya, sebagai 'reminder' bahwa
sekarang aku punya KEKURANGAN :)

Apa yang kurasakan?
Sedih, senang, lega, bersyukur, dan juga kecewa.
Satu hal yang tidak pernah habis oleh akalku, selama ini bisa dikatakan hidupku sangat bersih. Semua kulakukan dengan secukupnya. Tidak merokok, tidak minum, tidak memakai obat-obatan terlarang. Tapi tetap saja, aku harus mengalami ini.

Kemudian, aku diserang oleh dua penyakit secara bersamaan.
DBD (Demam Berdarah) dan kemudian, otot saraf kaki kiriku terjepit.
Bersyukur, karena DBD nya cepat ditanggulangi, tapi yang paling menyiksa ku adalah
penyakit ku yang kedua. Tadinya aku berfikir, ini cuma cidera otot biasa, yang jika dipijet akan langsung sembuh.

Hahahahahaha.... ternyata saya salah saudara2... ternyata lebih dari itu.
Dan yang namanya sudah berhubungan dengan saraf, rasanya aduhaiiiiiiiii sekali.
Karena, masih dalam proses pemulihan infeksi kelenjar limp ini juga , aku diharapkan untuk mengurangi konsumsi obat. So, yang namanya obat penghilang rasa sakit pun harus dihindari semaksimal mungkin. Serangan terdasyat yang pernah aku terima. Setiap berdiri, seluruh tubuhku rasanya ikut menjerit. Bahkan untuk beranjak dari tidur ke posisi duduk saja, aku butuh waktu 1 jam sendiri, waktu itu :)

Perbuatan bodoh dan keras kepalanya adalah, aku masih berfikir dengan istirahat yang cukup maka perlahan nanti semuanya bisa kembali normal.
Gubraks!!!!!!
Tolong jangan ditiru yach saudara-saudara. *saya maluhhhhhhhhh- dan sekarang sudah bisa menertawakan kebodohanku ini*
Sekolah tinggi-tinggi, pikiran kok cetek toh ndok.... *hihihihihihi*

Puncaknya adalah, ketika aku bilang ke B'Budi. I give up.
Dia langsung terbang dari Palembang, dan meninggalkan semua pekerjaannya dan menjemputku. (Thank you B'Budi)
Dalam kurun waktu kurang lebih 2 - 3 jam, aku sudah dilarikan ke RS, tidak bisa jalan, menjerit2 kesakitan,hampir pingsan, karena harus menahan sakit yang luar biasa. Jadi deh ik, jadi penghuni sehari, dan menjalani proses pemeriksaan lebih lanjut. Aku harus bersyukur karena, tidak mengalami kondisi yang lebih parah, dan disarankan menjalankan terapi.

Hihihihihihihi......
Proses terapi yang menyenangkan, menyiksa, menyakitkan sekaligus memalukan.

Menyenangkan karena tempatnya terapi dan orang2nya menyenangkan.
Menyiksa dan menyakitkan, karena proses terapinya menguras banyak tenaga, dan
mengakibatkan kelelahan yang luar biasa... karena nya setiap malam aku pasti meriang disco dan kalau sudah parah, badan ku bisa sampai biru-biru.... what a day.
Memalukannya adalah karena ahli terapi terbaik di tempat itu adalah berjenis kelamin
laki-laki, dan bagian yang terluka parah berada di bagian belakang dari mulai tulang ekor ke paha bawah. Boooooooooooooooooooooooooo, mau ndak mau, ik buka-bukaan deh ma tuh bapak. Urat kemaluan ku disimpan dulu dah yang penting ik sembuh. TITIK

Hahahahhahaha....
Aku bersyukur, karena hari ini terapi ku selesai, dan tidak lagi harus bertemu dengan
bapaknya. Selebihnya aku harus lebih hati2 dan belajar semuanya mulai dari nol.
Sebelum aku berdoa tadi malam, aku masih marah, masih berfikiran jelek, masih kecewa dan masih sangat sedih dengan kondisiku.

Jadi ndak pede, jadi ndak bisa berbuat apa2, jadi ndak berguna.... itulah yang aku
rasakan. Tapi setelah aku berdoa, aku melihat semuanya dalam prespektive berbeda.

Mungkin ini adalah teguran dari Tuhan, atas kesalahan yang mungkin aku lakukan kepada
orang-orang yang sengaja maupun tidak sengaja aku lakukan.
Bisa juga ini adalah teguran dari Tuhan, karena selama ini aku terlalu sibuk dengan
pekerjaanku sampai2 sering tidak melihat ke dalam - keluarga inti, hanya melihat ke luar - teman dan dunia ku, berkutat dengan ambisi dan hal-hal yang tak penting lainnya.

Tapi yang pasti, aku belajar untuk melepaskan, dan menerima kondisiku saat ini.
Dengan segala kekurangan dan kelebihanku.
Melepaskan orang-orang yang mungkin juga lebih baik tidak bersama ku, dan berhak
mendapatkan yang lebih baik dariku.
Bersyukur, bahwa dengan kejadian ku ini, banyak teman-teman yang juga dapat mengambil pelajaran. Bersyukur, bahwa ternyata Tuhan masih sangat sayang padaku, sehingga memperbolehkan semuanya ini terjadi.

Aku percaya, semua yang terjadi dalam hidupku akan membuatku semakin dewasa.
Dibutuhkan kesabaran, keteguhan hati, kemauan yang kuat dan juga keiklasan untuk menerima semuanya. Sampai saat ini aku masih terus berjuang untuk semuanya itu.

I'm just an ordinary girl.
Yang terus belajar untuk menjadi diriku sendiri, menjadi orang yang lebih dewasa, walaupun aku tahu... sangat menyebalkan untuk menjadi dewasa.... *hahahahhaha*

Dan aku bersyukur.....

Saturday, October 25, 2008

Term Life Insurance

I’m sick now, yes absolutely. Almost one month I have to fight with all these situations came and go. Badly in my situation I don’t have any life insurance to cover all the payment of my healthy problems. And, fortunately I still have my family to cover all those things.

And now, I realized that life insurance is definitely needed in our life. It’s still clear in my mind, when one of my best friends came to me and offering his insurance, I doubt because too much term life insurance noted in his document. Too much information that I have to fill in, but it’s different with one of this life insurance.

Interesting, because it doesn’t need so much form to fill in, and personal information to share. These part it makes this life insurance different from the others, because they offer the consumer access to the entire life insurance rates database and custom quotes before giving the life insurance quotes.
I think, this is the time for us to take part and join for the insurance to stay save for the future.

Meet Jim Piccolo

For several post, I have been talking about the Nouveau Riche, Nouveau Riche University and many more about the Nouveau Riche itself, without look deeply the man behind the successful stories of Nouveau Riche. Yes, you are right. The man called Jim Piccolo.

Who is he? He is one of the visionary CEO of the Nouveau Riche - a man who is the driving force behind the Nouveau Riche University. Frankly I lost my words, when I read the stories of Jim Piccolo, because I’m pretty sure that is not an easy to be him. You must be dedicated person, diligent, hard work, patient, smart, highly intuition and the last is having steel mentality. And all those things matter can bring as one in one person Jim Piccolo

More than a dozen companies already born from his hand. Operating, creating, maintaining, establishing companies already became a habitual action from his hand, what a wonderful person. Although his already become an a very successful and inspiring person to the people who work in real estate area, I personally have to take a look at him and learn a lot from this adorable person. The best quote, I got from Jim Piccolo is “You must build relationships and recognize that you create your own success when you create success for others.” Simply but it’s really true. Build your own success first, then you can create the others success people by you.

Real Estate Collage NRU

What is the first time came up on your mind when you are graduated from your senior high school? Personally, I will choose to continue my education by going to collages. I will find the best university that covers all that I need. For example, I like to sing, and then I will go to the several universities that offer me a lot of advantages that I can gain when I decide to join at the university.

Here is one of the universities that can be as your reference if you are the person who has big passion on the real estate area, called Nouveau Riche University.
I think this university already fulfills all the student need from the program study that they are offering. Nouveau Riche University is designed to educate the student at the collages on “how - to" real estate investment concepts and strategies. Understand the advantages and disadvantages of several short-term and long-term real estate investment strategies.

The student in Nouveau Riche University also invited to participate in case study, classroom discussion and role-playing exercises that will aid the student about the information retention. Here the student will help to convince themselves into action while learning all the theoretical of strategies, procedures, technically etc.
Hmmm, what an interesting major and university, isn’t it?

One More From Nouveau Riche

Continue with my previous post about the Nouveau Riche, this is one of stories about the Nouveau Riche again. Not long ago Nouveau Riche University was recently featured at Home Magazine in January 2008, and if I’m not mistaken noted that this magazine only choose one company to feature in every edition that they published. What a great successful I think.

I guess why Nouveau Riche University chosen as one the university feature in this magazine, was because of the quality of this university it self. Since this university is offering complete education to their student focusing in the Real Estate area, such us Short Sales – class that open for the business man or woman, who wants to become a sales in short time, Wholesaling, Foreclosures, Buying and Holding, Lease Options, Tax Strategies and more. In short, this university really prepared the entire Nouveau Riche student to become rich after they graduate from this university.

Further information can be seen at this magazine. If you are interesting to find more information about who, what, how, when and all about the
Nouveau Riche, this magazine already in store now. Find more interesting and inspiring articles from the expert such us Suze Orman, Tom Hopkins, Stephen Covey and more.
No more hesitate to graduate rich from your university, just take this magazine and find the way how they did it successfully.

Wednesday, October 15, 2008

The Nouveau Riche

Awakening from my tight nap because of one phone call, it’s really disturbing me and I can’t flatter my eyes to continue my nap. Even though, the call is one of the most important calls, yes it’s coming from my personal banking assistant informing about my request that’s already approved. Hehehehe. I thank God because I don’t have to take a long time to request something that I want like several friends of mine.

Nobody in this world doesn’t like to talk about money, even two my little angels always came to me and asking some money to buy chocolate. But some worries also came up in my mind, because unfix of our global economic problem nowadays, everybody will get worry about everything. The rich will become richer or superior, and poor maybe become poorer or inferior.

Until I found one of the articles from www.money.cnn.com writing about more than 100 richest people in the world, entitled “The Billionaires 1991”. They not only millionaires but already became billionaires. They used to call as Nouveau Riche. All this guys, is the master on what they do, and I think because of their struggling and their capability so they good all of these kind of stuff. More of them are dealing with oil and gas, properties, consumer goods, newspaper and broadcast company.

And if I’m not mistaken I also found that this Nouveau Riche, also establish a school or university to their communities. The Nouveau Riche, also records all of their community progress in the website. Here all the people who called them self as Nouveau Riche can be their member. I thought this kind of a good strategy on how they are maintaining their community to know each other.

Reading more about this article about Nouveau Riche, I find that at least 3 names that I know exactly who are they. The first one is SULTAN HAJI HASSANAL BOLKIAH MU'IZZADDIN WADDAULAH, from Bandar Seri Begawan and the second one is LIEM SIOE LIONG, or used to called Om Liem from Jakarta INDONESIA. Nice article .

Sunday, October 12, 2008

Knowing more Debt Consolidation

All of we have known that, there’s a lot way to find loan nowadays. As simple as we go to the bank and apply for some credit card, then just a glance, everybody can buy a new car, new mobile phone, new gadget, and the best part is a new house. And its came up as a needed to people for nowadays, to make a debt as an habitual action, without being realize, our debt is already being accumulate with high interest.

Luckily if we have settled job, so we can spend money to pay all the loans and also the interest. But, how if it isn’t, if we personally still waiting a job from friends, colleagues or maybe from our family. It will be a back fire to use, and all the pleasure will be taken from us. But, don’t worries be happy, several days ago, unintentionally I read an article about debt consolidation.

What is debt consolidation? Debt consolidation is kind of a strategy that consolidate all of the credit payments, such us credit card, medical bills, payday loans, etc in one payment. A debt consolidation loan can make handling your payments more manageable. It can provide the means to develop a workable budget, so you can get control of you finances. And you will have only one payment to make. That translates into convenience. If you have ever forgotten to mail a bill, you have seen the penalties that accrue even if the payment is only a day late. A single payment reduces the risk that you will forget. Late payments also affect your credit rating, so avoiding them is always a good thing. And it’s all foreclosure by the counseling agency. And for those information it will be no charges or free credit report.

There are a lot of pro and contra, about the debt consolidation it self. So, it depends on you, whether you need to take this or not. If you think this is important, just do so, and please beware about the advantages and disadvantages about debt consolidation. Otherwise, debt consolidation establish is also help for some people like us. Using a debt consolidation loan as a tool, you can take back the power over where your money goes and when, set up a savings plan, and make a plan to build a secure financial future for yourself and your family.

Friday, October 10, 2008

Unsecured Personal Loans

Undeniable everyday we need money, and everyday information about Unsecured Personal Loans will send to us at our email. And, everyday it will be harder to find the best Personal Loan to handle all of our payment.
Until I found one site that give me very clear and safe information about Personal Loans.
The site offers for some benefit to their customer, such us we are not have to pay the application fee, we don’t need to guarantee our home equipment to get the loan, short time for approval for every customer as long as we give them clear information about us, for every personal loan applying there is no charges, and many more. The other benefit that we get from this personal loan, is they are also offering Personal Loans for Students - Bad Credit
. So, everytime the student didn’t have money to buy books, tuitions, etc, they still can pay the numbers. Nice 

Friday, October 03, 2008

People Get Ready

People get ready
There's a train a-coming
You don't need no baggage
You just get on board
All you need is faith
To hear the diesels humming
Don't need no ticket
You just thank the lord

People get ready
For the train to Jordan
Picking up passengers
From coast to coast
Faith is the key
Open the doors and board them
There's room for all
Among the loved the most

There ain't no room
For the hopeless sinner
Who would hurt all mankind just
To save his own
Have pity on those
Whose chances are thinner
Cause there's no hiding place
From the kingdoms throne

So people get ready
For the train a-comin
You don't need no baggage
You just get on board !
All you need is faith
To hear the diesels humming
Don't need no ticket
You just thank, you just thank the lord


Yuhuuu....finally back home and very bless because day by day in my life I see how God loves me so much.

Yups, I spend my holiday back to my home town to take a rest and take a depth breath, just to put my self out of box and realize that, I'd been there done that.

So, what next things to do for the unsure life for me now.
Since the doctor said that I can't do a lot of things as used to be.
I have my limitation now.

Sad?
No man ....
I'm so glad, and be thankful that God loves me so much, so He made this things happen to me. He knows that I can pass all this things with Him.
Just a little though that, this is the time for me to take a rest, and let God lead my way.

Simple though that wake me up, that I'm nothing because of Him.
Simple words that said to me, please don't be mad so fast anymore.
Just give the forgiveness as much as you can.
To give much in your life it will make your life meaningful and BOLD.